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8 Do’s & Don’ts of Reporting Car Accidents to Insurers (Pt. 1)

As careful of a driver as you may be, you can’t control the behaviors or sobriety of other motorists behind the wheel. This can mean that, in some cases, traffic accidents are simply unavoidable and that the average motorist will be involved in at least one collision in his lifetime.

Reporting car accidents to insurers is not as straightforward as you may think. Here’s what you should and shouldn’t do when reporting car accidents to insurers.

Reporting car accidents to insurers is not as straightforward as you may think. Here’s what you should and shouldn’t do when reporting car accidents to insurers.

In fact, according to data from the Insurance Institute for Highway Safety, the average driver will submit an auto accident claim with an insurance company about every 18 years; over a lifetime, this will result in the average motorist being in about 3 to 4 traffic accidents.

While this may be disconcerting, you should also know this – what you do in the aftermath of traffic accidents and how your report the collision to insurance companies can make a big difference in the success of your financial recovery.

Examining this a bit closer, this blog series will point out the Do’s and Don’ts of reporting car accidents to insurers. While the tips discussed herein can be helpful in protecting your claim, you can also turn to trusted Kingston Car Accident Attorney Charles N. Rock when you need experienced help getting the full amount of compensation to which you are entitled.

The Do’s of Reporting Car Accidents to Insurers

When it comes to reporting car accidents to insurers:

  • DO contact your insurer as soon as possible – Although you may need to get some immediate medical treatment after an auto accident, as soon as you are able to contact your insurance company to report the collision, do it.

    The reason that promptly reporting car accidents to insurers is so crucial is that it’s common for auto insurance policies to have specific and strict time limits for doing this; for instance, policies can stipulate that policyholders have to report collisions within 48 hours of their occurrence. Missing such deadlines can end up complicating people’s claims (and possibly even reducing them, depending on how long drivers waited to report the accident).

  • DO explain the facts of the collision – When reporting car accidents to insurers, agents will want to know as much about the details of the accident as you can tell them. In addition to wanting to know when (date/time) and where (specific location) the accident occurred, insurers typically will also want to know who else was involved, whether police were called, whether anyone received emergency medical care, etc.

    So, be prepared to discuss these details when reporting car accidents to insurers. If you are unsure about anything, simply state this.

For more important tips on how to protect your claim when reporting car accidents to insurers, be sure to check out the additional installments of this blog series. They will be posted soon.

Kingston Car Accident Attorney at Charles N. Rock, P.L.L.C.

Have you or someone you love been injured in a car accident or any type of motor vehicle accident? If so, you can turn to Kingston Car Accident Attorney Charles N. Rock for effective help obtaining the compensation to which you may be entitled.

To find out more about your best options for moving forward, contact us today to schedule a free, no obligations initial consultation. You can set up this meeting by calling (845) 3831170 or by emailing us using the contact form on this page. To ensure that you have the legal support you need now, Attorney Charles N. Rock can meet you at your home or a hospital when needed.

From our offices based in Kingston, New York, Charles N. Rock provides the highest quality legal services to clients throughout New York, including those in Newburgh, Poughkeepsie, New Paltz, Hyde Park, Ellenville, Saugerties, Ulster County, Dutchess County, and Orange County.